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Term loan

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Funding speed
Within 24 hours
Loan term
1–2 years
Interest rate
As low as 6%

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Two owners looking over open ground: a move with a long payback.

What it lifts

The lift term loan is shaped for

What it lifts
A move with a long payback: a second site, a fit-out, a major purchase.
How long the lift lasts
Years. Fixed payments give the move time to earn.
The wrong tool for
A short gap. You would pay interest long after the gap had closed.

Term loan

How it works

A term loan is one lump sum of capital, repaid at a fixed rate over a fixed period. It is the most straightforward way to fund something substantial — a second location, a large order, a hire you have been putting off — and to know exactly what it costs before you commit.

You start with the short application: an amount, your contact details and three questions about the business. A specialist then comes back with the term loan offers the business qualifies for.

What it gives you

Why owners use it

  • Fixed rates, so repayment never moves
  • Funded within 24 hours once approved
  • For any business purpose
  • No out-of-pocket fees

The application

Start your application

About two minutes. Choose an amount, tell us where to send your options, and answer three questions about the business. Free, and no obligation.

The application is the way in, and it takes about two minutes.

The six

All six, this one marked

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours